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Individual Goal Savings

Personal Savings,
Designed for Your Lifestyle

Whether saving for rent, school fees, a new vehicle, or an emergency fund, Icontribute helps you achieve your personal goals with ease.

Individual Products

Tailored for Every Goal

Choose between structured target plans or complete flexible savings.

🎯

Target Savings

Set a specific goal (Rent, Business Capital, Tuition, Travel) and save towards it automatically with milestone rewards.

⚡

Personal Contribution (15% p.a.)

Save freely without lock-in constraints. Earn competitive 15% interest p.a. while retaining instant withdrawal access.

🔄

Automated Auto-Save

Set daily, weekly, or monthly debit rules so your savings grow effortlessly in the background.

🛡️

Emergency Reserve

Keep a dedicated emergency cushion ready for unexpected expenses without interrupting your long-term goals.

🏆

Milestone Discipline Badges

Earn financial discipline rewards and interest boosts as you hit consistent savings streaks.

📊

Progress & Goal Visualizer

Track your target timelines, current progress percentages, and estimated completion dates.

Daily interest accrued

Earn 15% per annum to help you reach your goal faster. Think of it as a reward for meeting your target.

HOW TO CREATE A TARGET
  1. 1 Go to the ‘Target Saving’
  2. 2 Click on the ‘+’ or ‘New goal’ icon to create a target
  3. 3 Enter a description of your savings goal in ‘Goal Name’ (e.g. House rent, Car, Vacation)
  4. 4 Select the category it fits into (Rent, Vacation, Car, Education, etc.)
  5. 5 Input your ‘Target Capital’ (e.g. ₦1,000,000)
  6. 6 Choose your preferred savings frequency: ‘Daily’, ‘Weekly’, ‘Monthly’ or ‘Manual’
  7. 7 Then, follow the prompts to select your preferred debit day, start date, and end date
Create Personal Saving App Screen
Personal Savings Dashboard Screen
Goal Planner

Plan Your Personal Target

Input your target goal amount and timeline to see how small periodic savings add up to success.

Breakdown AUTO-SAVE
Weekly Savings Needed:
₦23,077
Daily Savings Equivalent: ₦3,296 / day
Start Saving This Goal
Got Questions?

Personal Savings FAQs

Yes! You can create multiple independent target savings plans (e.g., Rent, Car, Vacation) alongside your main Personal Contribution wallet.
Interest is calculated daily based on your active balance and credited to your savings balance monthly.
You specify your preferred frequency (daily, weekly, monthly) and deposit amount. You can pause, resume, or adjust your auto-save schedule anytime directly from Icontribute and the Icontribute mobile app.
To move funds to your bank account (e.g., GTBank account), you simply request a payout directly from your dashboard or mobile app. Payout requests are processed securely and credited to your verified bank account.
No. Payout requests from your Personal Contribution wallet are 100% free with zero hidden withdrawal fees.
Yes. You can pause, resume, or adjust your auto-save schedule anytime directly from Icontribute and the Icontribute mobile app.

Achieve Your Personal Goals Faster

Join thousands of smart savers building financial independence with Icontribute.