Save Together. Earn Together.
Icontribute is a community-powered savings platform that digitizes traditional African thrift (AJO) systems—enabling you to save, lend, and grow wealth together.
Building Financial Security Together
Community-driven savings, intuitive contribution management, and secure transactions — designed to solve real-world challenges in traditional thrift groups.
No More Hidden Records
Real-time transaction logs visible to all members eliminate disputes and build trust.
Secure Leadership Handover
Seamless transition of admin rights ensures continuity, even if the current leader is unavailable.
Smart Repayment Enforcement
Automated reminders, grace periods, and peer visibility encourage timely repayments.
One-Tap Leadership Voting
Anonymous, majority-rule voting lets groups replace leaders fairly and efficiently.
Default Protection System
Escrow-like fund handling ensures defaults don't disrupt the payout cycle for others.
Group Facility
Access from the collective fund to cover contributions during financial constraints.
Join thousands of groups building financial security together
Install Icontribute on Your Phone
Get quick access from your home screen—just like a native app! No app store required.
Android (Chrome)
Works on all Android devices
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Open Google Chrome
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Tap the three-dot menu (⋮) in top-right
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Select “Install app” or “Add to Home screen”
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Tap “Add” — that’s it!
The Icontribute icon appears on your home screen
iPhone (Safari)
Works on all iOS devices
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Open Safari
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Tap the Share button (📤) at bottom
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Scroll and tap “Add to Home Screen”
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Tap “Add” — all done!
The app icon appears on your home screen
Full-Screen Experience
No browser UI—opens like a real app
Faster Loading
Optimized for instant access
Enhanced Security
Secure, encrypted environment
Your Security Is Our Priority
We use bank-grade 256-bit SSL encryption and PCI-DSS compliance to protect your data and funds at all times.
Learn more about our securityBuilt for Trust & Technology
Everything you need to save, lend, and grow—with your community.
Automated Thrift Circles
Digitally track contributions and payouts in trusted, invite-only groups.
Smart Savings
Access rule-based loans and earn up to 20% p.a. on locked savings.
Transparent Governance
Vote to replace admins and ensure accountability within your group.
Let’s Build Together
Join the movement to empower communities through transparent, trusted finance. We welcome investors, partners, and changemakers.
Contact Us