Get Started in 3 Simple Steps
Joining is fast, easy, and secure.
1. Create Your Account
Sign up in minutes and complete a quick, secure identity verification.
2. Join or Create a Group
Get an invite to join a trusted thrift group, or start your own with friends and family.
3. Start Saving & Growing
Begin contributing to your group and unlock access to personal savings, loans, and more.
Still Have Questions?
Here are some of the most common questions from new users.
Is my money safe with Icontribute?
Yes. Security is our top priority. We use 256-bit SSL encryption for all data and partner with regulated financial institutions to secure your funds.
How do I get an invitation to a thrift group?
Membership is based on trust. An existing member or the Group Admin of a thrift circle must send you an invite to join. You can also start your own group and invite people from your personal network.
What happens if someone in my group defaults?
Icontribute's rules-based system helps minimize this risk. Loan repayments are automatically deducted from a member's future payout. While Icontribute facilitates this, the final responsibility lies within the group, reinforcing the principle of social accountability.