Up and running
in 5 minutes

💡 No app store required — it works like a native app directly from your browser.

💡 Your BVN is used only for identity verification and is never stored in plain text on our servers.

💡 Start with a small amount if you're new. There's no minimum balance requirement.

💡 Invite-only groups are safer — only add people you know and trust personally.

💡 Turn on push notifications for the best experience — you'll never miss a contribution date.

💡 Set a Target Saving for a specific goal — rent, school fees, a new phone — to stay motivated.

💡 The best Ajo groups are built on existing real-world relationships. Trust is the foundation.